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DebtRiddance.com & JT Spaulding Associates, the publisher of this Web site as well as the authors who have contributed to
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This site does not take the place of a lawyer, accountant, or financial planner.
If you want or need professional advice, please seek the counsel of an appropriate professional to help you get the
answers you need for your particular situation.
If you use any of the information on this web site without consulting a professional,
it is your responsibility to determine that the information and facts are applicable to your PARTICULAR situation.
The law is open to many interpretations that depend greatly upon the facts that are unique to your situation.
Only a professional with specific knowledge about your situation will be in a position to properly advise you.
Use the information in this web site as a basis for asking the professional questions to assist them in doing
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This web site is only a guideline and one source of information.
This web site does not claim to be an authority on the subject matter contained herein.
You should read other material; research other sources and consult with legal and
financial professionals before you make any decisions that could affect the outcome of your divorce and your future.
Bankruptcy and tax laws change.
While we have made every effort to make sure that this web site's information is up-to-date and accurate,
mistakes in content and typography may have been made.
This Web site does not cover the laws of any particular state; it only provides the most basic and general knowledge of concepts and ideas about debt and bankruptcy.
The explanations of legal principles have been greatly simplified to make the material easier to understand by a non-lawyer and the general public.
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